$1,725,000
128 Bankers Bend & 275 Settlers
Mountain City, TN 37683
MLS# 9980984
7 beds  |  8 baths  |  6996 sqft


128 Bankers Bend & 275 Settlers, Mountain City, TN 37683
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Property Description
MOUNTAIN LUXURY ESTATE WITH MULTI-HOME COMPOUND OPPORTUNITY - AN UNMATCHED RETREAT IN MOUNTAIN CITY Welcome to an extraordinary mountain retreat offering an exceptional blend of rustic elegance, refined craftsmanship, and resort-style amenities—perfectly situated on four beautifully landscaped and private lots in Mountain City, Tennessee. This one-of-a-kind estate features two spectacular homes, a custom-built party barn, a professional greenhouse, and a multitude of outdoor features designed for luxury living, recreation, and entertaining. The Main Residence: This stunning mountain lodge is loaded with high-end finishes and thoughtful details. Step inside to find soaring vaulted ceilings, three exquisite fireplaces, Anderson windows and doors, cherry hardwood cabinetry, granite countertops, and pine floors throughout. The dramatic great room features a floor-to-ceiling stone fireplace and exposed wood beams, while the chef's kitchen includes stainless appliances, a granite island, and a cozy breakfast nook. Entertain in the formal dining room or outdoors on the wraparound hardwood decks. Enjoy two luxurious primary suites—one on the main level with heated tile floors, soaking tub, walk-in shower, and dual closets; and a second upstairs with its own spa-like bath. Additional bedrooms and a large bonus room offer flexible living. The lower level includes a spacious rec/family room with wet bar, stone half bath, tandem two-car garage, and home gym area. The Party Barn & Guest Quarters: The 20' x 40' custom Party Barn is an entertainer's dream, complete with vaulted ceilings, a quartz-topped service kitchen, spacious dining and living areas with a stone fireplace, and a large covered patio. The detached two-story garage/workshop includes a 480 sq. ft. private guest suite with full bath, kitchenette, and sitting area—ideal for guests, extended family, or a turnkey Airbnb opportunity.

Details
Maps
Location, Tax & Legal Info
City Taxes: 0
County Taxes: 2180
Contract Info
List Price/SqFt: 246.57
Foreclosure: No
Short Sale: No
Auction: No
Status: Active
Listing Price: 1725000
Current Price: $1,725,000
Listing Date: 2025-05-30
General Property Description
Lot Dimensions: 2.46 Acres
Acres: 2.46
Lot #: 19, 20, 21, 23
Zoning: Residential
Deed Book #: 213
Deed Page #: 741
Elementary School: Mountain City
Middle School: Johnson Co
Parcel ID: 047d E 019.00
High School: Johnson Co
Home Warranty: No
HOA Y/N: No
Baths - Full: 6
Baths - 1/2: 2
Total SqFt Finished: 6996
Total SqFt Unfinished: 0
Total Rooms: 20
Above Grade SqFt: 6372
Property Sub-Type: Single Family Residence
# Bedrooms: 7
Total Baths: 8
Year Built: 2004
Total SqFt: 6996
Remarks & Misc
Public Remarks: MOUNTAIN LUXURY ESTATE WITH MULTI-HOME COMPOUND OPPORTUNITY - AN UNMATCHED RETREAT IN MOUNTAIN CITY Welcome to an extraordinary mountain retreat offering an exceptional blend of rustic elegance, refined craftsmanship, and resort-style amenities—perfectly situated on four beautifully landscaped and private lots in Mountain City, Tennessee. This one-of-a-kind estate features two spectacular homes, a custom-built party barn, a professional greenhouse, and a multitude of outdoor features designed for luxury living, recreation, and entertaining. The Main Residence: This stunning mountain lodge is loaded with high-end finishes and thoughtful details. Step inside to find soaring vaulted ceilings, three exquisite fireplaces, Anderson windows and doors, cherry hardwood cabinetry, granite countertops, and pine floors throughout. The dramatic great room features a floor-to-ceiling stone fireplace and exposed wood beams, while the chef's kitchen includes stainless appliances, a granite island, and a cozy breakfast nook. Entertain in the formal dining room or outdoors on the wraparound hardwood decks. Enjoy two luxurious primary suites—one on the main level with heated tile floors, soaking tub, walk-in shower, and dual closets; and a second upstairs with its own spa-like bath. Additional bedrooms and a large bonus room offer flexible living. The lower level includes a spacious rec/family room with wet bar, stone half bath, tandem two-car garage, and home gym area. The Party Barn & Guest Quarters: The 20' x 40' custom Party Barn is an entertainer's dream, complete with vaulted ceilings, a quartz-topped service kitchen, spacious dining and living areas with a stone fireplace, and a large covered patio. The detached two-story garage/workshop includes a 480 sq. ft. private guest suite with full bath, kitchenette, and sitting area—ideal for guests, extended family, or a turnkey Airbnb opportunity.
Directions: From HWY 421 at McDonalds go north(right) 1 mile then LEFT on HWY 67 (by Walgreens) 0.6 of a mile then LEFT on HEMLOCK ST 0.4 of a mile then RIGHT on Settlers Secret.
Property Condition
Above Average: 1
SqFt Details
Finished SqFt Level 1: 3763
Finished SqFt Level 2: 1329
Finished SqFt Level 3+/Other: 1280
Basement Total SqFt: 624
Garage Attached SqFt: 1810
Garage Total SqFt: 1810
Basement Finished SqFt: 624
Other Structures
Barn(s): 1
Garage(s): 1
Greenhouse: 1
Poultry Coop: 1
Residence: 1
Second Garage: 1
Second Residence: 1
Storage: 1
Workshop: 1
Exterior Finish
Log: 1
Other Equipment
Generator: 1
Style
Contemporary: 1
Log: 1
Ranch: 1
Roof
Metal: 1
Shingle: 1
Window Features
Double Pane Windows: 1
Interior Features
Eat-in Kitchen: 1
Granite Counters: 1
Handicap Modified: 1
Open Floorplan: 1
Pantry: 1
Primary Downstairs: 1
Amenities
Landscaping: 1
Exterior Features
Garden: 1
Outdoor Grill: 1
Sprinkler System: 1
Heating
Central: 1
Fireplace(s): 1
Propane: 1
Wood: 1
Fencing
Back Yard: 1
Invisible: 1
AC
Central Air: 1
Utilities
Cable Available: 1
Electricity Available: 1
Water Available: 1
Water
At Road: 1
Shared Well: 1
Sewer
Septic Tank: 1
Appliances
Cooktop: 1
Dishwasher: 1
Disposal: 1
Microwave: 1
Refrigerator: 1
Wine Refigerator: 1
Topography/Lot Description
Level: 1
Fireplace
Gas Log: 1
Outside: 1
Stone: 1
Laundry Features
Electric Dryer Hookup: 1
Washer Hookup: 1
Flooring
Carpet: 1
Ceramic Tile: 1
Concrete: 1
Hardwood: 1
Financing
Cash: 1
Conventional: 1
VA Loan: 1
Parking Features
Attached: 1
Concrete: 1
Detached: 1
Garage Door Opener: 1
RV Access/Parking: 1
Garage
Garage Spaces: 5
Porch/Patio/Deck
Back: 1
Deck: 1
Rear Patio: 1
Walls
Drywall: 1
Log: 1
Structure Type
House: 1
Location Tax Legal Info
Street #: 128
Street Name: Bankers Bend & 275 Settlers
County: Johnson
State/Province: TN
Zip Code: 37683
Area: 316 - Mtn. City/Johnson County
Subdivision: Outback
Property Features
Property Condition: Above Average
Style: Contemporary; Log; Ranch
Exterior Finish: Log
Window Features: Double Pane Windows
Interior Features: Eat-in Kitchen; Granite Counters; Handicap Modified; Open Floorplan; Pantry; Primary Downstairs
Amenities: Landscaping
Exterior Features: Garden; Outdoor Grill; Sprinkler System
Fencing: Back Yard; Invisible
Other Structures: Barn(s); Garage(s); Greenhouse; Poultry Coop; Residence; Second Garage; Second Residence; Storage; Workshop
Appliances: Cooktop; Dishwasher; Disposal; Microwave; Refrigerator; Wine Refigerator
Laundry Features: Electric Dryer Hookup; Washer Hookup
Flooring: Carpet; Ceramic Tile; Concrete; Hardwood
Roof: Metal; Shingle
Other Equipment: Generator
Parking Features: Attached; Concrete; Detached; Garage Door Opener; RV Access/Parking
Heating: Central; Fireplace(s); Propane; Wood
AC: Central Air
Water: At Road; Shared Well
Sewer: Septic Tank
Fireplace: Gas Log; Outside; Stone
Walls: Drywall; Log
Financing: Cash; Conventional; VA Loan
Structure Type: House
Utilities: Cable Available; Electricity Available; Water Available
Supplements
Outdoor Living Like No Other: A fully automated cedar greenhouse, 75' x 50' raised-bed vegetable garden, professional chicken coop, and multiple sheds support a self-sufficient lifestyle. Relax by the creek with a waterfall, cross the handcrafted 90' wooden bridge, or gather around the stone firepit. The Belgard paver driveway and meticulously lit landscape design complete the experience. Modern Conveniences Include: Whole-house Kohler generator SONOS sound system, built-in Wi-Fi/data network, 6 RING camera system Security system with smart home integration Invisible dog fencing & electric deer fencing New private well plus public water, underground utilities, and full irrigation Cedar shingle and metal roofs for long-lasting protection ADA-accessible layout in key areas Adjoining Property Also Available: Adjacent to the main home, a custom-built luxury residence completed in 2022 offers additional accommodations or independent living. Nestled among mature trees with abundant natural light, this home features wide oak floors, zero-entry tiled showers, quartz countertops, new KitchenAid appliances, gas fireplace, office, bonus suite, and full ADA accessibility. The expansive front porch and backyard patio with gas grill hookup are perfect for serene outdoor living. A large garage with storage/workshop space completes this thoughtful design. Multi-Generational or Investment Potential: Combine both homes to create a rare multi-home estate or family compound, ideal for full-time living, second-home ownership, or short-term rental income. Located just minutes from Boone, Watauga Lake, the Appalachian Trail, Doe Mountain, and Johnson City, this legacy property offers mountain living at its finest. Don't miss this rare opportunity to own a fully equipped, luxurious estate in one of East Tennessee's most breathtaking settings. Buyers/buyer's agent to verify all information.

Listing Office: Berkshire Hathaway Greg Cox Real Estate

Last Updated: January - 14 - 2026

Information deemed reliable but not guaranteed.


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